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Massachusetts Rent Late Fee & Grace Period Calculator

Verified Primary Statute: M.G.L. c. 186, § 15B(1)(c) · Last Checked: Spot a law update? Report it
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Massachusetts Legal AssessmentGrace Period Active (No Fee Due)
Maximum Statutory Late Fee:

$0.00

Payment falls within Massachusetts's mandatory 30-day statutory grace period (M.G.L. c. 186, § 15B(1)(c)). No late fee may be charged until Day 32.

Statutory Grace Period:30 days (Earliest fee: Day 32)
Days Past Statutory Due Date:5 days
Fee Charged by Landlord:$75.00
Unlawful Overcharge:+$75.00
Governing Authority:M.G.L. c. 186, § 15B(1)(c)

Massachusetts Late Fee Laws at a Glance (M.G.L. c. 186, § 15B(1)(c))

Under M.G.L. c. 186, § 15B(1)(c), Massachusetts law prohibits landlords from charging any interest or penalty for late payment of rent until 30 calendar days have elapsed after the due date.

Mandatory Grace Period 30 days (Earliest fee: Day 32)
Maximum Statutory Fee Limit Even after the 30-day statutory grace period has expired, any late fee charged must be reasonable and reflect actual costs incurred by the landlord, and must be outlined in a written lease agreement.
Written Lease Clause Required? Yes — Mandatory under state law
Primary Governing Statute M.G.L. c. 186, § 15B(1)(c) ↗

Related Massachusetts Rental Compliance Tools

Key Massachusetts Statutory Nuances & Legal Precedents

  • Strict 30-Day Grace Period: Massachusetts has the longest mandatory grace period in the United States; charging a late fee before Day 31 is an illegal unfair trade practice.
  • Lease Clauses for Early Late Fees Are Void: Any clause in a Massachusetts residential lease attempting to assess late fees after 3, 5, or 10 days is null and void.
  • Consumer Protection Violations (Chapter 93A): Assessing unlawful late fees exposes landlords to claims under M.G.L. c. 93A for unfair and deceptive business practices, potentially triggering double or triple damages plus attorney fees.
Worked Statutory Calculation

Boston Tenant Charged Late Fee on Day 10

Monthly Rent:

$2,600

Payment Day:

Day 10

Fee Charged:

$130

Max Legal Fee:

$0

Rent is due on the 1st, and the tenant pays on the 10th. The landlord assesses a $130 fee. Under M.G.L. c. 186, § 15B(1)(c), no late fee may be assessed until 30 days after the due date. The entire $130 late fee is illegal.

Massachusetts Rent Late Fee & Grace Period FAQs

What is the mandatory rent grace period in Massachusetts?

Under Massachusetts General Laws Chapter 186, § 15B(1)(c), landlords must provide a mandatory 30-day grace period. No late fee can be charged until rent is 30 days past due.

Can a Massachusetts lease charge a late fee after 5 days?

No. Any lease clause that attempts to charge a late fee before 30 days have elapsed is legally void and unenforceable in Massachusetts.

What can a Massachusetts tenant do if charged an illegal late fee?

Tenants can demand a refund or credit, and may file a claim under the Massachusetts Consumer Protection Act (M.G.L. c. 93A) for unfair business practices.

Can a landlord charge interest on late rent in Massachusetts?

Only after the 30-day grace period has passed, and only if explicitly provided for in a written lease agreement.